We understand and support farming families...

We specialise in providing high-quality, face-to-face wealth management advice, focused on building personal, long-term client relationships founded on trust and mutual respect.

Chartered Financial Advice & Planning for Farmers and Rural Businesses

Tailored Wealth Management Advice for Farming Families and Rural Needs

At Accession FP , we offer high-quality, face-to-face financial advice, specialising in investment planning, protection planning, retirement planning, and inheritance tax planning. We understand that farming families and rural businesses have unique needs, and we’re dedicated to building long-term relationships grounded in trust.

Understanding Your Business

We take the time to get to know you and your goals. Whether you're planning for retirement, seeking tax-efficient strategies, or protecting your family and assets, we help you build a clear and solid financial plan. Our advice is tailored to ensure it fits your business and family’s needs.

Serving Farmers and Rural Businesses Across the Region

From our office in Oundle, Peterborough, we provide trusted financial planning services to farming families and rural businesses throughout the surrounding counties.

Our clients span Bedford, Buckingham, Cambridge, Leicester, Lincoln, Northampton, Oxford, Rutland and Warwick - many of whom value our face-to-face approach and sector-specific knowledge. Whether you're planning for succession, retirement, or long-term investment, we understand the unique challenges and opportunities of rural life, and work closely with you to deliver tailored advice that reflects your goals and values.

Clear and Practical Guidance

Our aim is to make your financial matters simple to understand and help you make informed decisions with confidence. From pension planning to tax mitigation strategies, we are committed to working alongside you for the long term to secure your financial future.

Protecting Your Legacy

We help farmers and rural businesses navigate complex inheritance tax planning and ensure your wealth is passed down to future generations. By offering bespoke protection and investment planning, we make sure your family's financial security is safeguarded.

Investment Planning

Protection Planning

Retirement Planning

Inheritance Tax Planning

We understand that all rural businesses are unique

At Accession FP , we work with you to secure your income, protect your business, and make sure your retirement plans are set. We are here to help you find the best financial strategies, providing tax-efficient solutions for your family and business.

We take the time to get to know you and spend the time to figure out if we are a good fit for your needs, and we help you reach your goals by building a solid financial plan with tailored advice just for you.

We are committed to working together with you, for the long term to help you achieve your goals, and we aim to make your financial matters easy to understand and help you to make decisions with confidence.

Your goals are our goals. Working together, we can achieve them.

Client Testimonials

Joe assessed my finances and opened up a suitable account with SJP. He also advised me on how best, to plan my finances for the future. Joe was very efficient at organising my life and critical illness insurance, for a competitive price.

Company Secretary, Northamptonshire

Joe gave excellent and thorough guidance regarding the investment options for my pension pot and best ways to access my funds to secure a healthy retirement for my wife and myself.

Retired, Cambridgeshire

Richard has been most impressive in the way he has sorted and reorganised our finances. He has been highly approachable and responsive and got things done decisively, quickly and without fuss. He managed to achieve in a matter of weeks outcomes that would have taken us months – and he found much better solutions than we had considered.

I would recommend him without the slightest hesitation.

Professor Gordon Stobart
University Professor, Lyme Regis, Dorset

Blog

Maximising your cash savings: Why we recommend Flagstone to our clients

As Chartered Financial Planners for farmers, rural business owners and families, our advice often includes a range of financial solutions depending on the client’s position, immediate needs and long-term goals. For many of our clients, there is also a need to keep a significant amount of cash on deposit, however we don’t want that cash to sit idle.

Read our blog

What is financial planning and why is it important for farmers and rural businesses? How can Accession help with investment planning for rural businesses? What types of protection planning do I need as a farmer or rural business owner? How can I plan for retirement as a farmer or rural business owner? Can Accession help with inheritance tax planning for my farm or rural business?

What is financial planning and why is it important for farmers and rural businesses?

Financial planning involves assessing your financial situation, setting goals, and creating a strategy to achieve them. For farmers and rural businesses, financial planning is crucial to managing income, planning for retirement, protecting assets, and navigating the complexities of rural finance. We specialise in tailoring financial plans to your unique needs, ensuring you have the resources to secure your future.

How can Accession help with investment planning for rural businesses?

At Accession, we offer expert investment planning tailored to the specific needs of farmers and rural business owners. Whether you are looking to grow your wealth or protect your business assets, our team will guide you through the best investment strategies, ensuring your portfolio is aligned with your goals and risk tolerance.

What types of protection planning do I need as a farmer or rural business owner?

Protection planning is essential for safeguarding your financial security and that of your family or business. At Accession, we offer bespoke advice on life insurance, critical illness cover, and income protection, tailored to the unique risks faced by rural businesses. Let us help you ensure you’re protected against unexpected challenges.

How can I plan for retirement as a farmer or rural business owner?

Retirement planning is crucial for ensuring financial stability in later years. We specialise in helping farmers and rural business owners with pension planning, making the most of available tax reliefs, and providing strategies for a comfortable retirement. Our approach focuses on securing your income, so you can retire with peace of mind.

Can Accession help with inheritance tax planning for my farm or rural business?

Inheritance tax planning is essential for passing on your farm or rural business to future generations without facing excessive tax liabilities. Our team at Accession offers tailored inheritance tax strategies, ensuring that your wealth is preserved and transferred according to your wishes. We’ll work with you to minimise the impact of inheritance tax on your estate.